We have been in the receivables factoring business since 1979, are independently held, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and in doing so, can help you through any bad circumstances you might come under. Our lights won't go out when the times get bad, like a few receivables factoring companies regretfully have before.

All factoring companies have yardsticks for size, industry, and risk. It's pretty tough for you to determine which receivables factoring business is the best fit for you. By reaching out to us, we can save you a tremendous amount of time by helping you locate the most suitable match for your business - whether it's with us or another receivables factoring company.

We have an enviable network of receivables factoring industry counterparts, these cooperative relationships were earned over 20+ years in the business. So, after you take the time to define your needs to us, we have no doubt that you will find exactly what you need..

Almost all receivables factoring firms let you select and choose your customers that you want to factor. Although a handful of them normally require a minimum dollar amount prior to doing business with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a little like carrying a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement that will force you into receivables factoring when you don't want it.

Almost all receivables factoring firms try not be upfront about their fees. It doesn't make any sense why they do this. You can be rest assured, We do not behave this way.  We are absolutely upfront about our fees. When you apply, you are given a crystal-clear, no obligation rate proposal with the fee for your company. See which other factoring company, If any, will be that will be absolutely upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring companies are funded by Wall Sreet investors. We are a privately held company and don't take commands from investors and boards. Same as you, we are like-minded business people and we have experienced many of the hardships that a business deals with. We take the time to hear your story, determine concerns. Based on that information we will put together a customized solution for you. Almost all receivables factoring companies especially the Silicon Valley ones mostly depend on an algorithm to determine your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Almost all receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who understands your business inside out, and can support you in ways the others just can't or don't want to be bothered.

Don't dismiss the fact that the receivables factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is superior. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we follow each invoice and follow them as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to get them fixed without delay.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Keep your eye on negative payment trends. This is crucial to avoid preventable write-offs.

Our company incorporates state-of-the-art technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. Almost all other companies are not even in the same neighborhood.